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Arise legislative recap: May 24, 2019
The uncertainty over 2020 CHIP funding showcases the fundamental problem with Alabama's budgets: Our state doesn’t bring in enough money to fund basic needs adequately. Arise's Carol Gundlach explores that topic in this week's legislative recap.
Blog
CFPB’s move to gut consumer protections shows need for state-level payday lending reform
The Consumer Financial Protection Bureau (CFPB) should serve consumers, not the industries it regulates. That’s why Alabama Arise submitted a comment last week objecting to the CFPB’s plan to reverse an important consumer protection. And that’s why Arise will continue to push for needed reforms at the Legislature. The federal ability-to-repay rule, set to take [...]
Blog
Arise legislative recap: May 17, 2019
Legislators talked a lot about pregnancy and childbirth at the State House this week, but the spotlight has left some disturbing facts about the reality of health care in Alabama in the shadows. Arise's Jim Carnes talks about why it’s so crucial for Alabama to expand Medicaid to strengthen the state’s health care system and [...]
Fact Sheet
Investing in the Housing Trust Fund would create jobs and expand housing opportunities across Alabama
Alabama lacks more than 69,000 homes for households with incomes under $24,600. That means many hard-working Alabamians, seniors, students, veterans and folks on fixed incomes can’t afford a safe place to call home. State investment in the Alabama Housing Trust Fund (AHTF) would provide flexibility to meet a variety of housing needs across the state, [...]
Fact Sheet
Federal ability-to-repay rule protects payday borrowers, Alabama Arise tells CFPB
Director Kathleen Kraninger: I read with disappointment your recent proposal to rescind the thoroughly considered, factually grounded Consumer Financial Protection Bureau (CFPB) rule provision mandating ability-to-repay determinations by lenders offering payday, title and balloon loans. As a policy organization working to advance the public good in a state with wholly insufficient consumer protections for borrowers, [...]
Blog
Arise legislative recap: May 10, 2019
The Consumer Financial Protection Bureau (CFPB) is threatening to reverse a rule that promotes financial security for borrowers across the country. This week, we look at the CFPB’s proposal to eliminate a requirement for payday lenders to determine whether borrowers have the ability to repay before lending to them. Arise’s Mike Nicholson discusses this proposed [...]
Blog
CHIP funding uncertainty shows a core problem in Alabama’s budgets
The Alabama Legislature has yet to decide how to fund health coverage for more than 170,000 children next year. And that’s a symptom of a fundamental illness that has plagued our state’s budgets for decades. The Children’s Health Insurance Program (CHIP) is one of Alabama’s most successful programs. Through Medicaid and ALL Kids, CHIP supports [...]
Blog
Arise legislative recap: May 3, 2019
Protecting the right to vote is essential to ensure everyone's voice is heard. Arise's Dev Wakeley discusses several bills introduced this session that would strengthen voting rights for all Alabamians.
Blog
Not back yet: Alabama’s K-12, higher education funding still lower than 2008
Alabama children who entered first grade in 2008 will get their high school diplomas next year. And they’ll graduate from an education system that still gets less state support than it did when they were first learning how to add and subtract. The $7.1 billion Education Trust Fund (ETF) budget that the Alabama Senate passed [...]
Blog
Voting rights bills would bring Alabama closer to full participation
Every eligible citizen should be able to vote, with no unnecessary barriers blocking the exercise of that fundamental right. But Alabama has an unusually troubled history of shameful voter suppression. And the Legislature has been reluctant to implement changes to help bring our state’s voting practices up to modern standards. This year, Alabama has an [...]