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Alabama Legislature passes ETF budget, goes home without approving bills on payday lending, execution drug secrecy

Alabama lawmakers passed a $5.9 billion Education Trust Fund (ETF) budget without a pay raise for K-12 teachers just before the 2014 regular session ended Thursday night. The House voted 54-45 to agree to the compromise budget that the Senate approved Tuesday. That leaves Gov. Robert Bentley, who urged the Legislature to approve a 2 percent [...]
Issues
Budgets, Criminal Justice, Health, Payday & Title Lending Reform, Safety Net, Tax Reform
Date
April 3, 2014
Author
Chris Sanders
Blog

Payday loan database wins Alabama Senate committee’s approval

A statewide payday loan database moved one step closer to becoming a reality Tuesday when an Alabama Senate committee voted 6-0 for it. HB 145, sponsored by Rep. Patricia Todd, D-Birmingham, now moves to the full Senate, which could vote on the plan later this week. The House voted 93-1 for the bill last week. Committee chairman [...]
Issue
Payday & Title Lending Reform
Date
March 18, 2014
Author
Stephen Stetson
Blog

Alabama House passes payday loan database bill

The Alabama House voted 93-1 Thursday for a bill to create a statewide common database of payday loans. HB 145, sponsored by Rep. Patricia Todd, D-Birmingham, now goes to the Senate. Todd’s bill would make it easier to enforce a current state law that prohibits borrowers from taking out more than $500 in payday loans [...]
Issue
Payday & Title Lending Reform
Date
March 13, 2014
Author
Chris Sanders
Blog

Arise members gather in Montgomery to support payday, title lending reforms

Nearly 100 Arise supporters gathered Thursday in Montgomery to urge reforms of payday and auto title lending in Alabama. Sen. Arthur Orr, R-Decatur, and Rep. Rod Scott, D-Fairfield, spoke at an Arise news conference to encourage advocates to push for their respective reform bills. “There is no one in this state who does not have [...]
Issue
Payday & Title Lending Reform
Date
March 7, 2014
Author
Chris Sanders
Blog

Alabama House committee OKs bill to create statewide database of payday loans

Enforcement of current Alabama law would be easier under a pared-down payday lending reform bill that emerged from a House committee Wednesday. Triple-digit annual interest rates on the loans would not change, however, under the new version of HB 145 that the House Financial Services Committee approved. The bill awaits consideration by the full House. [...]
Issue
Payday & Title Lending Reform
Date
March 5, 2014
Author
Stephen Stetson
Blog

Payday, title loan reforms face uncertain future after Alabama House committee hearing

Payday and auto title lending reform bills were dealt a serious blow in an Alabama House committee Wednesday. Members of the House Financial Services Committee sent the payday loan bill to a subcommittee and deferred action on the title loan bill. The moves came after seven people testified in support of the payday loan bill [...]
Issue
Payday & Title Lending Reform
Date
February 12, 2014
Author
Stephen Stetson
Fact Sheet

Hard cash: Predatory lending in Alabama

On busy highways and run-down streets across the state, you can't miss them -- big, bright signs promising easy money. From payday loans to refund anticipation loans to title pawns, Alabamians face a dizzying array of credit services designed to trap consumers in financial quicksand. This updated fact sheet provides new information on predatory lending in Alabama.
Issue
Payday & Title Lending Reform
Date
October 7, 2010
Author
Stephen Stetson