Fact Sheets
Fact Sheet
Investing in the Housing Trust Fund would create jobs and expand housing opportunities across Alabama
Alabama lacks more than 69,000 homes for households with incomes under $24,600. That means many hard-working Alabamians, seniors, students, veterans and folks on fixed incomes can’t afford a safe place to call home. State investment in the Alabama Housing Trust Fund (AHTF) would provide flexibility to meet a variety of housing needs across the state, [...]
Fact Sheet
Federal ability-to-repay rule protects payday borrowers, Alabama Arise tells CFPB
Director Kathleen Kraninger: I read with disappointment your recent proposal to rescind the thoroughly considered, factually grounded Consumer Financial Protection Bureau (CFPB) rule provision mandating ability-to-repay determinations by lenders offering payday, title and balloon loans. As a policy organization working to advance the public good in a state with wholly insufficient consumer protections for borrowers, [...]
Fact Sheet
Alabama Medicaid reforms aim for better care, lower cost
Alabama is making some big changes in the way Medicaid members get their care. Alabama Arise believes the new plans, if carried out well, will be a significant improvement over the current Medicaid system. One way to improve the chances for success is to have a strong consumer voice at the policy table. The changes [...]
Fact Sheet
Revenue options for Medicaid expansion
Alabama’s budget is an expression of our values. Medicaid expansion means healthier families, thriving communities and a stronger economy. Policymakers have a range of options for making this bold investment in a brighter future. Now is the time to choose. Remove the state deduction for federal income taxes (FIT) ► $719 million in new revenue [...]
Fact Sheet
30 days to pay: A simple but important step forward on payday lending reform in Alabama
Alabama borrowers pay interest rates of 456 percent a year on payday loans. These high-cost loans trap thousands of struggling Alabamians in a debt cycle that deepens poverty and hurts the state’s economy. SB 75, sponsored by Sen. Arthur Orr, R-Decatur, along with a House version sponsored by Rep. Danny Garrett, R-Trussville, would extend the [...]
Fact Sheet
Medicaid expansion by the numbers
± 223,000 Alabamians are caught in the coverage gap, unable to afford health insurance. Another 120,000 or more are stretching to pay for private or employer-based coverage. 13 Alabama hospitals – including 7 rural ones – have closed since 2011. 88 percent of Alabama’s rural hospitals operate in the red. If we expand Medicaid to [...]
Fact Sheet
How the state grocery tax hurts struggling Alabamians
No matter how much or how little money we have, we all have to eat to live. But the share of earnings that people must devote to securing basic survival is not the same for everyone. Food takes a much bigger bite out of the household budget for low-income families than for richer ones. And [...]
Fact Sheet
Injustices remain in Alabama’s death penalty practices
Alabama took an important step toward death penalty reform in 2017, but numerous problems remain. That year, the state finally outlawed judicial override in capital cases. That change means judges no longer can impose the death penalty when a jury recommends life without parole. But the ban was not retroactive, and 35 people who were [...]
Fact Sheet
Ensuring basic fairness: Civil asset forfeiture reform in Alabama
Protection against unreasonable searches and seizures is a basic guarantee of both the U.S. and Alabama constitutions. But Alabama’s civil asset forfeiture policies allow police to seize cars, cash or other personal property without a conviction – or even a criminal charge – if they find probable cause to link the property to a crime. [...]
Fact Sheet
Automatic voter registration: Streamlining a basic right
Voting rights are a flashpoint in Alabama’s history. The long denial of those rights to African Americans led to Bloody Sunday in Selma, the march to Montgomery and eventually passage of the Voting Rights Act of 1965. In the half-century since, our state has taken a few steps that increase voting access for communities of [...]