Fact Sheets
Fact Sheet
Underregulated auto title loans are a bad deal for Alabamians
Alabama doesn’t know how many people lose their cars because of auto title loans every year. No agency collects data on title loans, which are treated as pawn transactions. But with annual percentage rates (APR) of 300% allowable under the state’s Pawn Shop Act, which governs title loans, the cost of these loans is far [...]
Fact Sheet
Payday lending harms families and communities across Alabama
Every year, underregulated payday lenders drain tens of millions of dollars from Alabama communities. These financial predators use some of that money to pay a fleet of lobbyists and fund legislative campaigns against reform. They have preserved the status quo even though nearly three in four Alabamians support abolishing predatory payday loans. There are more [...]
Fact Sheet
Criminal justice debt creates major barriers to economic health
It is unconstitutional to jail someone just because they owe money. But Alabama has no set process for courts to determine if a defendant can afford to pay fines and fees. And though debtors’ prisons are illegal, thousands of Alabamians are in danger of going to jail or are driven further into poverty because they [...]
Fact Sheet
Alabama’s death penalty practices remain unjust and unusually cruel
Americans increasingly oppose the death penalty. Gallup found that opposition to the death penalty more than doubled in the past 25 years. This may result from disturbingly high error rates in the system. For every 10 people executed since 1976, one innocent person on death row has been set free. Alabama took an important step toward death penalty reform [...]
Fact Sheet
Expand voting rights to move Alabama beyond its anti-democratic past
Voting rights are a flashpoint in Alabama’s history. The long denial of those rights to Black residents led to Bloody Sunday in Selma, the march to Montgomery and eventually passage of the Voting Rights Act of 1965. In the decades since, our state has taken a few steps that increase voting access for communities of [...]
Fact Sheet
Jump-start public transit in Alabama
Alabama’s failure to invest in public transportation is hurting people, communities, the economy and the environment. Many seniors, people with disabilities and people with low incomes need public transit to get to work, medical care, the grocery store and more. Others prefer an energy-saving alternative to cars. The Legislature created the Public Transportation Trust Fund [...]
Fact Sheet
It’s time to expand Medicaid and close Alabama’s health coverage gap
For years, Gov. Kay Ivey and legislators have said cost is the barrier to covering Alabamians with low incomes through Medicaid. Thanks to federal COVID-19 relief funding with incentives for Medicaid expansion, any concerns about that barrier are gone. Now more than ever before, we have the opportunity to ensure no Alabamian has to choose [...]
Fact Sheet
Alabama Housing Trust Fund can help thousands find a place to call home
Alabama lacks more than 73,000 homes for households with incomes below the federal poverty line ($26,500 for a family of four). That means many seniors, students, veterans and people with low or fixed incomes in Alabama can’t afford a safe place to call home. And the pandemic only made the housing crisis worse. Between Sept. [...]
Fact Sheet
Funding surge is a path for Alabama to untax groceries, expand Medicaid
Alabama’s broken tax system usually starves our state of money to fund education, public health and other basic responsibilities adequately. But 2022 may be different. Record tax revenues and a surge of federal recovery dollars could allow lawmakers to address longstanding state needs and inequities – if they have the political courage: Tax revenues for [...]
Fact Sheet
Rental assistance resources to prevent evictions in Alabama
[caption id="attachment_711" align="aligncenter" width="640"] Affordable housing advocates rally outside the Alabama State House in Montgomery in 2015.[/caption] Are you facing eviction, or is a renter at your property unable to pay rent? Evictions in Alabama are resuming now that the U.S. Supreme Court has overturned the federal eviction moratorium. If you are facing eviction because [...]