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Fact Sheet
Underregulated auto title loans are a bad deal for Alabamians
Alabama doesn’t know how many people lose their cars because of auto title loans every year. No agency collects data on title loans, which are treated as pawn transactions. But with annual percentage rates (APR) of 300% allowable under the state’s Pawn Shop Act, which governs title loans, the cost of these loans is far [...]
Fact Sheet
Payday lending harms families and communities across Alabama
Every year, underregulated payday lenders drain tens of millions of dollars from Alabama communities. These financial predators use some of that money to pay a fleet of lobbyists and fund legislative campaigns against reform. They have preserved the status quo even though nearly three in four Alabamians support abolishing predatory payday loans. There are more [...]
News Releases
Alabama Arise unveils members’ 2022 roadmap for change
Sentencing reform and voting rights expansion are two key goals on Alabama Arise’s 2022 legislative agenda. Members voted for Arise’s issue priorities this week after nearly 300 people attended the organization’s online annual meeting Saturday. The seven issues chosen were: Tax reform, including untaxing groceries and ending the state’s upside-down deduction for federal income taxes, [...]
Blog
How Alabama Arise is working to build a brighter future after the pandemic
After a year of darkness, the light at the end of the tunnel is finally in sight. Promising vaccine news offers hope that public health officials can rein in COVID-19 in the coming months. And as our state and nation seek policy solutions to rebuild from the pandemic’s health and economic devastation, Alabama Arise will [...]
News Releases
Alabama Arise unveils members’ 2021 roadmap for change
Sentencing reform and universal broadband access are two new goals on Alabama Arise’s 2021 legislative agenda. Members voted for Arise’s issue priorities this week after nearly 300 people attended the organization’s online annual meeting Saturday. The seven issues chosen were: Tax reform, including untaxing groceries and ending the state’s upside-down deduction for federal income taxes, [...]
Blog
Town Hall Tuesdays 2020: What we heard from Arise supporters
Listening is often an underdeveloped skill, yet it is critical for mutual understanding and working together for meaningful change. That’s why Arise is committed to listening to our members, to our allies and most importantly, to those directly affected by the work we do together. We depend on what we hear from you to guide [...]
Blog
You’re invited to Arise’s Town Hall Tuesdays!
Arise’s statewide online summer listening sessions are a chance to hear what’s happening on key state policy issues and share your vision for our 2021 policy agenda. Register now to help identify emerging issues and inform our work to build a better Alabama. We'd love to see you at any or all of these sessions! [...]
Resources
Protection from predatory lenders should be part of Alabama’s COVID-19 response
While COVID-19 forces Alabamians to deal with health concerns, job losses and drastic disruption of everyday life, predatory lenders stand ready to take advantage of their misfortune. Our state policymakers should act to protect borrowers before these harmful loans make the pandemic’s financial devastation even worse. The volume of high-cost payday loans, which can carry [...]
Blog
Arise legislative recap: Feb. 14, 2020
Alabama borrowers suffered a setback Wednesday when a Senate committee blocked a payday lending reform bill. Policy analyst Dev Wakeley talks about what happened and where we go from here.
Blog
In a setback for Alabama borrowers, Senate committee blocks payday lending reform bill
Nearly three in four Alabamians support a strict 36% interest rate cap on payday loans. But public sentiment wasn’t enough Wednesday to convince a state Senate committee to approve even a modest new consumer protection. The Senate Banking and Insurance Committee voted 8-6 against SB 58, also known as the 30 Days to Pay bill. [...]